Financing | Ricoma | Start your Embroidery Business with Ease

Thousands of machine owners have secured financing with Ricoma

Empower your business with the right financing solutions.

Flexible Financing Options with Ricoma

At Ricoma, we recognize the importance of having the right equipment to achieve your goals. Whether you're expanding your business operations, enhancing your current production capabilities, or pursuing creative ambitions, we’re here to help you take the next step with flexible financing solutions.

As a global leader in embroidery and printing technology, we provide more than just premium equipment — we also offer practical financing options to make your investment accessible and manageable. With a wide range of industry-leading products, including embroidery machines, direct-to-film (DTF) and direct-to-garment (DTG) printers, heat presses, vinyl cutters, and sewing machines, Ricoma ensures that your success is within reach.

*Please note that all financing options are based on approved credit. All promotions and accessories listed on ricoma.com apply to the U.S. only.

Why Finance with Ricoma?

Customized Payment Plans

Our flexible financing options allow you to spread the cost of your purchase into manageable monthly payments, making it easier to acquire the tools you need without straining your budget.

Low Initial Investment

Get the equipment you need with minimal upfront costs, enabling you to allocate resources effectively and prioritize other important areas of your operations.

Streamlined Application Process

Financing through Ricoma is quick and easy. Our trusted financing partners provide a seamless process to help you get started without unnecessary delays.

Versatile Financing for Any Purpose

Whether you're acquiring equipment for business expansion or enhancing your creative output, our financing options are designed to accommodate a variety of needs.

*Please note that all financing options are based on approved credit. All promotions and accessories listed on ricoma.com apply to the U.S. only.

How the process works

01 Select Your Equipment

Browse Ricoma’s extensive product line of embroidery machines, DTF/DTG printers, heat presses, vinyl cutters, sewing machines, and more to find the right solution for your needs.

02 Apply for Financing

Submit a simple application through our online platform or speak with a Ricoma representative to explore financing options tailored to your requirements.

03 Receive Approval Quickly

Once your application is reviewed and approved, you’ll receive clear terms and a payment schedule designed to fit your budget.

04 Take the Next Step

With your new equipment, you can enhance your operations, improve production efficiency, and achieve your goals faster.

Benefits of Financing with Ricoma

Accelerate Growth

Financing allows you to invest in the latest technology now, helping you stay competitive and drive results without waiting to save up.

Leverage Your Investment

Put your new equipment to work immediately to create value, increase output, and enhance profitability while maintaining manageable payments.

Comprehensive Support

Ricoma is committed to your success. Our expert training and dedicated customer support ensure that you maximize the value of your equipment from day one.

Who is Eligible?

Our financing solutions are designed to meet the needs of a variety of customers:

Business Owner

Whether you’re upgrading your equipment or diversifying your offerings, Ricoma financing makes it easier to scale efficiently.

Professionals

Enhance your production capabilities with state-of-the-art equipment that helps you achieve higher quality and output.

Creative Individuals

For those pursuing creative projects, our financing options make premium Ricoma equipment more accessible.

*Please note that all financing options are based on approved credit. All promotions and accessories listed on ricoma.com apply to the U.S. only.

Begin Your Journey with Ricoma

At Ricoma, we’re dedicated to empowering our customers with the tools and resources they need to succeed. With our financing options, acquiring the industry’s most reliable embroidery and printing technology has never been more accessible.

Take the first step toward reaching your goals today. Explore our financing options or connect with our team to learn how Ricoma can help you achieve your vision.

Questions?

Our financing experts are ready to assist you at every step. Contact us today or apply now to get started!