
Flexible Financing Options with Ricoma
At Ricoma, we recognize the importance of having the right equipment to achieve your goals. Whether you're expanding your business operations, enhancing your current production capabilities, or pursuing creative ambitions, we’re here to help you take the next step with flexible financing solutions.
As a global leader in embroidery and printing technology, we provide more than just premium equipment — we also offer practical financing options to make your investment accessible and manageable. With a wide range of industry-leading products, including embroidery machines, direct-to-film (DTF) and direct-to-garment (DTG) printers, heat presses, vinyl cutters, and sewing machines, Ricoma ensures that your success is within reach.
*Please note that all financing options are based on approved credit. All promotions and accessories listed on ricoma.com apply to the U.S. only.

How the Process Works
01 Select Your Equipment
Browse Ricoma’s extensive product line of embroidery machines, DTF/DTG printers, heat presses, vinyl cutters, sewing machines, and more to find the right solution for your needs.
02 Apply for Financing
Submit a simple application through our online platform or speak with a Ricoma representative to explore financing options tailored to your requirements.
03 Receive Approval Quickly
Once your application is reviewed and approved, you’ll receive clear terms and a payment schedule designed to fit your budget.
04 Take the Next Step
With your new equipment, you can enhance your operations, improve production efficiency, and achieve your goals faster.

Who is Eligible?
Our financing solutions are designed to meet the needs of a variety of customers:
Business Owner
Whether you’re upgrading your equipment or diversifying your offerings, Ricoma financing makes it easier to scale efficiently.
Professionals
Enhance your production capabilities with state-of-the-art equipment that helps you achieve higher quality and output.
Creative Individuals
For those pursuing creative projects, our financing options make premium Ricoma equipment more accessible.
*Please note that all financing options are based on approved credit. All promotions and accessories listed on ricoma.com apply to the U.S. only.
Begin Your Journey with Ricoma
At Ricoma, we’re dedicated to empowering our customers with the tools and resources they need to succeed. With our financing options, acquiring the industry’s most reliable embroidery and printing technology has never been more accessible.
Take the first step toward reaching your goals today. Explore our financing options or connect with our team to learn how Ricoma can help you achieve your vision.